S91 AML & KYC Policy

Prevent Money Laundering and Fraud

The S91 AML & KYC Policy is designed to help prevent money laundering, fraud and other illegal financial activities that could affect users or the Platform.

Protect S91 Users

AML and KYC measures support a safer Platform environment by helping S91 verify users where necessary and identify potentially suspicious or fraudulent financial behaviour.

Support Legal and Regulatory Compliance

S91 applies its AML and KYC measures to support compliance with applicable laws and regulations governing Platform activities.

When S91 May Request KYC

S91 may request identity verification before allowing access to certain Platform services, including withdrawals. Users who do not complete a required verification may have limited access to certain features.

Government-Issued Identification

As part of the S91 KYC process, users may be asked to provide government-issued identification to support identity verification.

Selfie Verification

S91 may request selfie verification as part of the KYC process when additional confirmation of a user’s identity is required.

Proof of Residential Address

Users may be required to submit proof of their residential address as supporting documentation during identity verification.

Verification of Payment Ownership

S91 may verify ownership of a payment method when required. This helps the Platform review whether payment-related information is associated with the relevant user.

Deposits and Withdrawals

S91 may monitor deposits and withdrawals to identify unusual transaction patterns or activity that could indicate fraud, money laundering or other suspicious behaviour.

Buyback Transactions and Reward Claims

Buyback transactions and reward claims may also be monitored as part of S91’s measures for identifying potentially suspicious or fraudulent Platform activity.

Unusual Transaction Patterns

S91 may review transaction patterns that appear unusual. Monitoring allows the Platform to identify activity that may require additional checks or supporting information.

Multiple Account Activities

Multiple account activities may be monitored as part of the Platform’s fraud and risk controls. Such monitoring is intended to help identify suspicious or abusive behaviour.

Additional Supporting Documents

If suspicious activity is detected, S91 may request additional supporting documents to review the relevant user, account or transaction.

Delayed Transaction Processing

Transaction processing may be delayed while S91 conducts a risk review or completes additional verification related to suspicious activity.

Withdrawal Rejection

S91 may reject a withdrawal where its risk review identifies circumstances that require the transaction not to proceed.

Temporary Account Freeze

An account may be temporarily frozen when necessary to investigate suspicious activity and protect users and the Platform.

Suspension of Platform Access

S91 may suspend Platform access where suspicious or potentially fraudulent activity requires further review or protective action.

Transaction Records

S91 may retain transaction records for as long as required by applicable laws or where retention is necessary for legitimate business purposes.

Verification Documents

Identity verification documents and other supporting information may also be retained for periods required by applicable laws or legitimate business purposes.

Cooperation with Regulatory Authorities

S91 reserves the right to cooperate with regulatory authorities where such cooperation is required by law.

Fraudulent or Illegal Activities

Users found engaging in fraudulent, illegal or money laundering activities may have their S91 accounts suspended or permanently terminated.

Policy Changes

S91 may update its AML & KYC Policy from time to time to reflect applicable Platform requirements and compliance practices.

Latest Policy Version

The latest version of the S91 AML & KYC Policy will be made available on the Platform for users to review.

What does AML mean on S91?

AML refers to Anti-Money Laundering measures used by S91 to help prevent money laundering, fraud and other illegal financial activities on the Platform.

What does KYC mean on S91?

KYC refers to Know Your Customer identity verification. S91 may require users to verify their identity before accessing certain services, including withdrawals.

What documents may S91 request for KYC?

Verification may include government-issued identification, selfie verification, proof of residential address and verification of payment ownership.

Is KYC required for S91 withdrawals?

S91 may request KYC before allowing access to certain services, including withdrawals. Whether additional verification is required depends on the applicable review.

What happens if I do not complete required KYC verification?

Users who fail to complete a required identity verification may have limited access to certain S91 Platform features.

What transactions may S91 monitor?

S91 may monitor deposits, withdrawals, Buyback transactions, reward claims, unusual transaction patterns and multiple account activities.

What can happen if S91 detects suspicious activity?

S91 may request additional documents, delay transaction processing, reject withdrawals, temporarily freeze accounts or suspend Platform access when suspicious activity is detected.

Does S91 retain KYC documents and transaction records?

S91 may retain verification documents and transaction records for as long as required by applicable laws or legitimate business purposes.

Can S91 cooperate with regulatory authorities?

Yes. S91 reserves the right to cooperate with regulatory authorities where required by law.

What happens if an account is involved in money laundering or fraud?

Accounts associated with fraudulent, illegal or money laundering activities may be suspended or permanently terminated by S91.